Straight answers
Frequently asked questions
If your question isn’t here, call or text me and ask. I’d rather answer it than have you wondering.
Before you contact me
Am I committing to anything by filling in the form?
No. You’re asking a question, that’s all. There’s no fee, no contract, and no obligation at any point, including after I’ve given you a number. Plenty of people get an offer, think it over, and decide to keep the house or list it instead. You won’t hear from me again unless you want to.
Will you pass my details to other companies?
No. I don’t sell, share or trade contact information. What you send me comes to me. If you ask to be removed from my records, that happens the same day.
I got a letter or postcard from you. How did you get my address?
From public property records. The county auditor and county recorder publish ownership information for every parcel in Ohio, and anybody can search it. I write to owners in the areas I buy in.
Nothing private was used and nothing was bought from a data broker. If you’d rather not hear from me again, just say so and you’re off the list.
Money and fees
Are there fees, commissions, or anything taken out at closing?
No. I don’t charge a commission or a service fee, and I cover the normal closing costs. The figure we agree is the figure that reaches you.
Two honest exceptions: anything already owed against the property, such as unpaid property taxes, a mortgage balance, a contractor’s lien, still has to be settled out of the sale, exactly as it would with any buyer. I’ll identify those when I make the offer, not at the closing table.
How do you work out the offer?
I take what your house would sell for once repaired, subtract the cost of those repairs, subtract the costs of holding and reselling it, and subtract my margin. What’s left is the offer.
The resale figure comes from what comparable houses near you have actually sold for recently. Ask and I’ll send you the specific sales I used.
Will I get less than if I listed with an agent?
Usually, yes, on the headline number. I’d rather say that plainly than have you find out later.
The comparison that actually matters is what you net and when. Against a listing you have to weigh roughly 6% in commission, repairs a mortgage lender will insist on, months of taxes, insurance and utilities while it sits, and the real chance a buyer’s financing collapses. For a house in good condition with an owner who can wait, an agent often still wins. For a house needing serious work, or an owner who needs certainty, the gap narrows sharply and sometimes reverses.
I’ll help you work out which one you are, even when the answer isn’t me.
How do I know your offer is fair?
Check it. Genuinely. Get a second cash offer. Ask an agent for a market appraisal. I’ll never pressure you to sign today, and any offer that only stands if you decide immediately should worry you, whoever it comes from.
Do you charge for the offer or the visit?
No. Both are free, and there’s no catch attached to either.
The property
What condition does the house need to be in?
Whatever condition it’s in right now. I’ve bought houses with fire damage, failed foundations, mold, and years of belongings still inside. Take what matters to you and leave everything else. Clearing it out is my job, not yours.
What if there are tenants in it?
Not a problem, and quite common. I buy tenant-occupied properties and deal with the tenancy myself after closing. Tell me whether there’s a written lease and what the rent is, and I’ll factor it in. You don’t need to evict anyone for my benefit.
The house is in probate. Can you still buy it?
Yes. I work with estates regularly. Your attorney and the court set the pace and I work around it. That can take a few months and that’s fine. What helps is knowing early who has authority to sell, so we’re not surprised later.
I’m behind on payments or facing foreclosure. Is it too late?
Often not, but timing matters, so call sooner rather than later. Once a sheriff’s sale date is set the options narrow considerably. If selling isn’t the right answer for you, I’ll say so. Sometimes talking to the lender directly is a better move, and I’m happy to explain what that looks like.
I am not an attorney and this isn’t legal advice. For anything involving foreclosure or bankruptcy, please also speak to a lawyer.
What if I own it with someone else, or inherited it with siblings?
Everyone on the deed has to agree to sell and sign at closing. That’s a title company requirement, not mine. If some owners are out of state, that’s normally handled with remote notarization. If people disagree about selling, I’d rather step back until it’s settled.
Do you buy apartment buildings, land, or commercial property?
Mostly I buy single-family houses and small multi-family up to four units. Land and commercial I’ll look at case by case. Ask, and if it isn’t for me I’ll usually know someone it is for.
The sale itself
Are you actually buying it, or listing it on the MLS?
Buying it. My name goes on the closing documents. I’m not a broker, I’m not listing your house, and I’m not passing your details to a third party.
How fast can we close?
As little as 10 days if title is clear and you’re ready. If you need longer, perhaps to find somewhere else, clear the house, or finish probate, we go at your pace. I’ve waited six months before now.
Who handles the paperwork, and where does the money sit?
A licensed local title company. They’re neutral, they confirm the title is clear, and they hold the funds in escrow, not me. You’re paid by wire or check at closing. If you’d prefer to use a particular title company, that’s fine by me.
Can I change my mind?
Before you sign a purchase agreement, absolutely, no explanation needed. After signing you’re in a contract, so that’s the moment to be sure. I’d always rather you took another day than signed something you weren’t comfortable with.
Do I need my own attorney?
You don’t have to have one in Ohio, but you’re always welcome to, and for probate or anything contested I’d encourage it. I’ll never discourage you from getting independent advice.
Want to know what I’d pay for your house?
One conversation, no obligation, and a straight answer either way.
Prefer to text? Send the property address to the same number.